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GLENMONT (518) 461-1637 | GREENVILLE (518) 966-5088

Author Archive

14
Dec

A 529 plan is a tax-advantage college savings plan.  It allows a taxpayer to put money aside for a beneficiary that must be used for qualified college expenses. For federal tax purposes, the 529 plan is treated similar to a Roth IRA; there are no tax deductions up front. You pay taxes on the money […]

15
Nov

When a client asks how much they actually paid in taxes in a given year, they’re looking for their effective tax rate. The effective tax rate is the actual tax obligation when everything is said and done. This rate takes into account deductions, distributions, credits, etc. The effective tax rate is simply the client’s total […]

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